Practical mortgage information to help you make more informed decisions about buying, renewing, refinancing, and managing your mortgage.
Mortgage StrategiesA lower mortgage rate is a tool, not a strategy. See a real Ontario example of three ways to use a lower rate — improve cash flow, balance repayment, or pay the mortgage off years sooner.
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Home BuyingFixed payments stay unchanged during the term, but buyers can lose borrowing power and renewing homeowners may face a new rate and payment. Here is what the latest fixed-rate increases could mean, and how to prepare.
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Mortgage RenewalYour mortgage renewal is an opportunity to review more than just the interest rate. Learn what to compare before signing your next mortgage term.
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Refinancing & EquityConsidering keeping the family home after a separation? Learn how a spousal buyout mortgage works, what lenders may review, and what to consider before making a decision.
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HomeownershipCold weather can arrive quickly in Ontario. Use this practical fall home maintenance checklist to help prepare your home before winter arrives.
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Refinancing & EquityHigh-interest debts can put pressure on your monthly budget. Learn how homeowners may be able to use home equity to consolidate debt and improve monthly cash flow — and what to consider before refinancing.
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